Free Finance & Accounting Calculators

Daily Accounting Tools

• Profit Margin Calculator

  Calculate gross, operating, and net profit margins from revenue, COGS, and expenses.

• Gross Profit Calculator

  Calculate gross profit and gross profit margin from revenue and cost of goods sold.

• Net Profit Calculator

  Calculate net profit after all expenses, interest, and taxes.

• Markup Calculator

  Calculate markup percentage, selling price, and margin from cost.

• Break-Even Point Calculator

  Find how many units you must sell to cover fixed and variable costs.

• COGS Calculator

  Calculate Cost of Goods Sold from beginning inventory, purchases, and ending inventory.

• VAT Calculator

  Add or remove VAT from any amount at any rate.

• Sales Tax Calculator

  Calculate sales tax and final price from a pre-tax amount.

• Discount Calculator

  Calculate discount amount, savings, and final price.

• Invoice Calculator

  Build invoice totals from line items, tax, discount, and shipping.

• DSO Calculator

  Calculate Days Sales Outstanding — the average time to collect receivables.

• DPO Calculator

  Calculate Days Payables Outstanding — the average time to pay suppliers.

• Working Capital Calculator

  Calculate working capital and liquidity position from current assets and liabilities.

• Current Ratio Calculator

  Measure short-term liquidity with the current ratio.

• Quick Ratio Calculator

  Measure liquidity excluding inventory with the quick ratio.

• Inventory Turnover Calculator

  Calculate how efficiently inventory is sold and replaced.

• Debt-to-Equity Ratio Calculator

  Measure financial leverage and risk from liabilities and equity.

• ROA Calculator

  Calculate Return on Assets — how efficiently assets generate profit.

• ROE Calculator

  Calculate Return on Equity — the return generated for shareholders.

• ROI Calculator

  Calculate total and annualized Return on Investment for any project.

Financial Management

• WACC Calculator

  Calculate the Weighted Average Cost of Capital from equity, debt, and tax.

• CAPM Calculator

  Calculate expected return using the Capital Asset Pricing Model.

• NPV Calculator

  Calculate Net Present Value of an investment from future cash flows.

• IRR Calculator

  Calculate the Internal Rate of Return of a series of cash flows.

• Payback Period Calculator

  Calculate how long it takes to recover an initial investment.

• Discounted Payback Calculator

  Payback period adjusted for the time value of money.

• Profitability Index Calculator

  Calculate the benefit-cost ratio of an investment.

• Future Value Calculator

  Calculate the future value of an investment with optional contributions.

• Present Value Calculator

  Calculate the present value of a future cash flow.

• Compound Interest Calculator

  Calculate compound interest with regular monthly contributions.

• Bond Valuation Calculator

  Calculate the fair value of a bond from coupon, maturity, and market rate.

• Cost of Debt Calculator

  Calculate the after-tax cost of debt.

• Cost of Equity Calculator

  Calculate the cost of equity using CAPM or the dividend growth model.

• Dividend Discount Model

  Calculate intrinsic stock value using the Gordon Growth Model.

• EBITDA Calculator

  Calculate Earnings Before Interest, Taxes, Depreciation, and Amortization.

• EBIT Calculator

  Calculate Earnings Before Interest and Taxes.

• EVA Calculator

  Calculate Economic Value Added — true economic profit.

• ROCE Calculator

  Calculate Return on Capital Employed.

• Operating Leverage Calculator

  Calculate the degree of operating leverage.

• Financial Leverage Calculator

  Calculate the degree of financial leverage.

Cash Flow & Working Capital

• Cash Flow Calculator

  Calculate net cash flow from operating, investing, and financing activities.

• Operating Cash Flow Calculator

  Calculate cash generated from core business operations.

• Free Cash Flow Calculator

  Calculate cash available after capital expenditures.

• Cash Conversion Cycle Calculator

  Calculate the time between spending cash and collecting cash.

• DIO Calculator

  Calculate Days Inventory Outstanding.

• Working Capital Requirement Calculator

  Calculate the working capital required to run operations.

• Cash Runway Calculator

  Calculate how many months your cash will last at the current burn rate.

• Cash Burn Rate Calculator

  Calculate gross and net monthly cash burn.

• Receivables Aging Calculator

  Analyze accounts receivable by age bucket.

• Inventory Holding Days Calculator

  Calculate how long inventory is held before sale.

• Average Collection Period Calculator

  Calculate the average time to collect receivables.

• Average Payment Period Calculator

  Calculate the average time to pay suppliers.

Payroll & Tax Tools

• Salary Tax Calculator — Pakistan

  Calculate income tax on salary in Pakistan under current slab rates.

• Income Tax Calculator — Pakistan

  Calculate annual income tax liability in Pakistan.

• Take-Home Salary Calculator — Pakistan

  Calculate monthly net salary after tax and deductions in Pakistan.

• Zakat Calculator

  Calculate Zakat on savings, gold, silver, and business assets.

• Provident Fund Calculator

  Calculate provident fund balance and maturity value.

• Salary Calculator — Saudi Arabia

  Calculate take-home salary in Saudi Arabia including allowances.

• End of Service Benefit — Saudi Arabia

  Calculate end of service benefits in Saudi Arabia.

• VAT Calculator — Saudi Arabia

  Calculate 15% VAT for Saudi Arabia.

• Employee Cost Calculator — Saudi Arabia

  Calculate total employee cost including GOSI.

• Salary Calculator — UAE

  Calculate take-home salary in the UAE including allowances.

• VAT Calculator — UAE

  Calculate 5% VAT for the UAE.

• End of Service Calculator — UAE

  Calculate end of service benefits in the UAE.

Excel & Productivity Tools

• Number to Words Converter

  Convert numbers to words for cheques, invoices, and contracts.

• Excel Date Difference Calculator

  Calculate the difference between two dates in years, months, days, and weeks.

• Working Days Calculator

  Count working days between two dates, excluding weekends and holidays.

• Percentage Change Calculator

  Calculate percentage increase or decrease between two values.

• Aging Report Generator

  Generate an accounts receivable aging report.

• Invoice Generator

  Generate a professional invoice with line items and tax.

• Quotation Generator

  Generate a professional quotation with line items and tax.

• Expense Report Generator

  Generate an expense report for reimbursement.

• CSV Cleaner

  Clean CSV data — trim whitespace, remove blanks, and remove duplicates.

• Duplicate Finder

  Find duplicate values in a list of data.

• Column Splitter

  Split a column by delimiter into multiple columns.

• Data Formatter

  Format text as title case, uppercase, lowercase, camelCase, snake_case, or kebab-case.

Why use FinCalc Pro

Every calculator on FinCalc Pro is free, runs entirely in your browser, and requires no signup. Results update instantly as you type, so you can compare scenarios without reloading the page. The tools cover the calculations accountants, small business owners, freelancers, and finance students need most — from profit margins and break-even analysis to NPV, WACC, and payroll tax across Pakistan, Saudi Arabia, and the UAE.

You can also download free Excel, PowerPoint, Word, PDF, and engineering templates from the templates library to use alongside these calculators.